 {"id":249178,"date":"2025-09-25T14:30:14","date_gmt":"2025-09-25T12:30:14","guid":{"rendered":"https:\/\/highgate.sk\/divorce-and-business-how-to-protect-your-business-and-investments-from-loss-of-assets\/"},"modified":"2026-08-19T13:08:35","modified_gmt":"2026-08-19T11:08:35","slug":"divorce-and-business-how-to-protect-your-business-and-investments-from-loss-of-assets","status":"publish","type":"post","link":"https:\/\/highgate.sk\/en\/divorce-and-business-how-to-protect-your-business-and-investments-from-loss-of-assets\/","title":{"rendered":"Divorce and business: how to protect your business and investments from loss of assets"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>Rozvod je t\u00e9ma, o ktorej nikto pri vstupe do man\u017eelstva nechce prem\u00fd\u0161\u013ea\u0165. Realita na Slovensku je v\u0161ak ne\u00faprosn\u00e1, pod\u013ea <a href=\"https:\/\/slovak.statistics.sk\/wps\/wcm\/connect\/172b053a-6312-45fb-a695-c6f653ed77fa\/Rozvodovost_2023.pdf?MOD=AJPERES&amp;CVID=p0lNF41&amp;CVID=p0lNF41\" target=\"_blank\" rel=\"noopener\">\u0161tatist\u00edk sa rozpadne ka\u017ed\u00e9 tretie man\u017eelstvo<\/a>. Okrem emocion\u00e1lneho dopadu m\u00e1 rozvod v\u017edy aj v\u00e1\u017ene majetkov\u00e9 d\u00f4sledky, ktor\u00e9 dok\u00e1\u017eu ohrozi\u0165 stabilitu nielen rodiny, ale aj <a href=\"https:\/\/highgate.sk\/konferencie\/ochrana-majetku-a-podnikania-slovensko-alebo-zahranicie\/\">podnikania \u010di invest\u00edci\u00ed<\/a>.<\/strong><\/p>\n\n<p class=\"wp-block-paragraph\">V tomto \u010dl\u00e1nku sa pozrieme na to, ako sa pri rozvode del\u00ed majetok, ak\u00e9 rizik\u00e1 hrozia podnikate\u013eom a <a href=\"https:\/\/highgate.sk\/investor-vsetko-co-potrebujete-vediet\/\">investorom<\/a>, a ak\u00e9 existuj\u00fa mo\u017enosti, ako sa d\u00e1 majetok ochr\u00e1ni\u0165 e\u0161te predt\u00fdm, ne\u017e d\u00f4jde k probl\u00e9mom.<\/p>\n\n<h2 class=\"wp-block-heading\">Divorce and division of property: How BSM works in Slovakia<\/h2>\n\n<p class=\"wp-block-paragraph\">In Slovakia, property acquired during the marriage belongs to the community of property of the spouses (BSM). Thus, upon divorce, the property is dissolved and subsequently settled. <\/p>\n\n<h3 class=\"wp-block-heading\">Three ways to settle property:<\/h3>\n\n<p class=\"wp-block-paragraph\"><strong>1. Spouses&#8217; agreement<\/strong> &#8211; the quickest way if they can agree on the division of property (e.g. who keeps the property, who keeps the company, who keeps the investments),<\/p>\n\n<p class=\"wp-block-paragraph\"><strong>2. Court decision<\/strong> &#8211; if no agreement is possible, the court decides. This is usually based on the principle of equal shares (each spouse 50:50), <\/p>\n\n<p class=\"wp-block-paragraph\"><strong>3. Statutory presumption<\/strong> &#8211; if the property is not settled within 3 years of the divorce, a presumption applies that the assets in the BSM are community of property (50:50).<\/p>\n\n<h2 class=\"wp-block-heading\">Divorce of an entrepreneur: risks for the company and investments<\/h2>\n\n<p class=\"wp-block-paragraph\">If one of the spouses runs a business, the situation becomes more complicated in a divorce. The rights of the shareholder (such as his\/her status, decision-making and management of the company, e.g. in a limited liability company) belong to the spouse who is registered in the commercial register. However, the value of the shareholding is already included in the BSM.  <\/p>\n\n<p class=\"wp-block-paragraph\">That is:<\/p>\n\n<ul class=\"wp-block-list\">\n<li>even if the company &#8220;belongs&#8221; to one of the spouses, its value is divided in the divorce,<\/li>\n\n\n\n<li>on the sale of shares or payment of dividends, the other spouse is entitled to a share of the profits,<\/li>\n\n\n\n<li>transfer of a business share to another person often requires the spouse&#8217;s consent as it is not a &#8220;normal business matter&#8221;.<\/li>\n<\/ul>\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p class=\"wp-block-paragraph\"><strong>Practical example:<\/strong> a businessman opened a restaurant while still married. Although the company was registered in his name, after the divorce his ex-wife was entitled to half of the value of the shares and the profits paid out. As a result, the business was sold because the entrepreneur was unable to pay her share in a lump sum and thus the husband&#8217;s business came to an end.  <\/p>\n\n<h2 class=\"wp-block-heading\">Divorce and investments<\/h2>\n\n<p class=\"wp-block-paragraph\">Divorce is not only about business, but also about investments. If during the marriage you acquire: <\/p>\n\n<ul class=\"wp-block-list\">\n<li>Property,<\/li>\n\n\n\n<li>securities,<\/li>\n\n\n\n<li>works of art or other valuable property,<\/li>\n<\/ul>\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p class=\"wp-block-paragraph\">all this is divided in the BSM settlement. It does not matter who made the investments, what is important is that the funds were shared or that the acquisition took place during the marriage. <\/p>\n\n<h2 class=\"wp-block-heading\">Protecting assets in divorce: practical solutions<\/h2>\n\n<p class=\"wp-block-paragraph\"><strong>1. Preventive measures (before divorce)<\/strong><\/p>\n\n<ul class=\"wp-block-list\">\n<li><strong>agreement on the narrowing of the BSM<\/strong> (notarial deed) &#8211; allows to exclude the business from the BSM in the future,<\/li>\n\n\n\n<li><strong>Setting up structures<\/strong> (holding, foundation, trust) &#8211; the company can be &#8220;kept&#8221; outside the BSM, but this needs to be addressed in advance.<\/li>\n<\/ul>\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p class=\"wp-block-paragraph\"><strong>2. During the divorce<\/strong><\/p>\n\n<ul class=\"wp-block-list\">\n<li><strong>good record keeping<\/strong> &#8211; it is important to be able to prove what belonged to the BSM and what was exclusive property,<\/li>\n\n\n\n<li><strong>Expert witness and solicitor<\/strong> &#8211; valuation of the business, investments or artwork will be key to the settlement,<\/li>\n\n\n\n<li><strong>the possibility of an agreement<\/strong> &#8211; if you want to keep the business without jeopardising it, look for a way of agreement (e.g. paying off the spouse with other assets).<\/li>\n<\/ul>\n\n<h2 class=\"wp-block-heading\">Estate Vault: solutions for divorce situations<\/h2>\n\n<p class=\"wp-block-paragraph\">Divorce does not only mean the end of the relationship, but also a fundamental change in the property situation. Especially for entrepreneurs and investors, divorce can be a risk that can destroy years of building a business or portfolio. The solution is to prepare in advance through legal instruments and an appropriate property structure.  <\/p>\n\n<p class=\"wp-block-paragraph\">V<strong> <a href=\"https:\/\/estatevault.sk\/#o-nas\" target=\"_blank\" rel=\"noopener\">Estate Vault<\/a> <\/strong>we&#8217;ll show you how to:<\/p>\n\n<ul class=\"wp-block-list\">\n<li>Prepare the company and investments for eventual divorce,<\/li>\n\n\n\n<li>set up structures that minimise risks,<\/li>\n\n\n\n<li>conduct negotiations in a way that keeps you in control of the business.<\/li>\n<\/ul>\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h2 class=\"wp-block-heading\"><strong>S\u00favisiace \u010dl\u00e1nky:<\/strong><\/h2>\n\n<p class=\"wp-block-paragraph\">\u2022\u00a0\u00a0\u00a0\u00a0<a href=\"https:\/\/highgate.sk\/manzelstvo-a-podnikanie-ako-ochranit-majetok-pred-rizikami-bsm\/\">Man\u017eelstvo a podnikanie: Ako ochr\u00e1ni\u0165 majetok pred rizikami BSM<\/a><\/p>\n\n<p class=\"wp-block-paragraph\">\u2022\u00a0\u00a0\u00a0\u00a0<a href=\"https:\/\/highgate.sk\/vyporiadanie-bsm-sudom-na-navrh-jedneho-z-manzelov\/\" target=\"_blank\" rel=\"noreferrer noopener\">Vyporiadanie BSM s\u00fadom na n\u00e1vrh jedn\u00e9ho z man\u017eelov<\/a><\/p>\n\n<p class=\"wp-block-paragraph\">\u2022\u00a0\u00a0\u00a0\u00a0<a href=\"https:\/\/highgate.sk\/vyporiadanie-obchodneho-podielu-po-rozvode\/\" target=\"_blank\" rel=\"noreferrer noopener\">Vyporiadanie obchodn\u00e9ho podielu po rozvode<\/a><\/p>\n\n<p class=\"wp-block-paragraph\">\u2022\u00a0\u00a0\u00a0\u00a0<a href=\"https:\/\/highgate.sk\/smrt-podnikatela-co-sa-stane-s-firmou-a-majetkom-a-ako-ochranit-rodinu-aj-biznis\/\">Smr\u0165 podnikate\u013ea: \u010co sa stane s firmou a majetkom a ako ochr\u00e1ni\u0165 rodinu aj biznis<\/a><\/p>\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n<p class=\"wp-block-paragraph\">Ak V\u00e1s t\u00e1to t\u00e9ma zaujala, nev\u00e1hajte n\u00e1s kontaktova\u0165:<\/p>\n\n<ul class=\"wp-block-list\">\n<li>Tom\u00e1\u0161 Demo, e-mail:\u00a0<a href=\"mailto:tomas.demo@highgate.sk\">tomas.demo@highgate.sk<\/a><\/li>\n<\/ul>\n\n<p class=\"wp-block-paragraph\"><br\/>Viac z oblasti ochrany majeku a podnikania n\u00e1jdete na na\u0161ej webovej str\u00e1nke v tejto sekcii:\u00a0<a href=\"https:\/\/highgate.sk\/organizovali-sme-najvacsiu-krypto-konferenciu-na-slovensku\/\">Ochrana majetku a podnikania<\/a><\/p>\n\n<p class=\"wp-block-paragraph\">V pr\u00edpade z\u00e1ujmu m\u00f4\u017eete\u00a0<a href=\"https:\/\/highgate.sk\/kontakt\/\">odobera\u0165 n\u00e1\u0161 newsletter<\/a>\u00a0o zauj\u00edmav\u00fdch praktick\u00fdch pr\u00e1vnych a da\u0148ov\u00fdch inform\u00e1ci\u00e1ch.<\/p>\n\n<p class=\"wp-block-paragraph\">Svoje konkr\u00e9tne ot\u00e1zky m\u00f4\u017eete adresova\u0165 na konzult\u00e1cii s na\u0161\u00edm partnerom Tom\u00e1\u0161om Demom, ktor\u00fd sa \u0161pecializuje na oblas\u0165 predajov a invest\u00edci\u00ed do spolo\u010dnost\u00ed a obchodn\u00e9ho pr\u00e1va. Konzult\u00e1ciu si m\u00f4\u017eete objedna\u0165 tu:<\/p>\n\n<figure class=\"wp-block-image\"><a href=\"https:\/\/highgate.sk\/en\/produkt\/comprehensive-consultation-with-tomas-demo\/\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/highgate.sk\/wp-content\/uploads\/2024\/06\/banner-konzultacia-komplexna-Tomas-1024x576.png\" alt=\"\" class=\"wp-image-4314\" srcset=\"https:\/\/highgate.sk\/wp-content\/uploads\/2024\/06\/banner-konzultacia-komplexna-Tomas-1024x576.png 1024w, https:\/\/highgate.sk\/wp-content\/uploads\/2024\/06\/banner-konzultacia-komplexna-Tomas-768x432.png 768w, https:\/\/highgate.sk\/wp-content\/uploads\/2024\/06\/banner-konzultacia-komplexna-Tomas-300x169.png 300w, https:\/\/highgate.sk\/wp-content\/uploads\/2024\/06\/banner-konzultacia-komplexna-Tomas-1536x864.png 1536w, https:\/\/highgate.sk\/wp-content\/uploads\/2024\/06\/banner-konzultacia-komplexna-Tomas-600x338.png 600w, https:\/\/highgate.sk\/wp-content\/uploads\/2024\/06\/banner-konzultacia-komplexna-Tomas.png 1920w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/a><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>Rozvod je t\u00e9ma, o ktorej nikto pri vstupe do man\u017eelstva nechce prem\u00fd\u0161\u013ea\u0165. Realita na Slovensku je v\u0161ak ne\u00faprosn\u00e1, pod\u013ea \u0161tatist\u00edk sa rozpadne ka\u017ed\u00e9 tretie man\u017eelstvo. Okrem emocion\u00e1lneho dopadu m\u00e1 rozvod v\u017edy aj v\u00e1\u017ene majetkov\u00e9 d\u00f4sledky, ktor\u00e9 dok\u00e1\u017eu ohrozi\u0165 stabilitu nielen rodiny, ale aj podnikania \u010di invest\u00edci\u00ed. V tomto \u010dl\u00e1nku sa pozrieme na to, ako sa [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":249125,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[134],"tags":[102],"class_list":["post-249178","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-interesting-topics","tag-asset-protection"],"acf":[],"_links":{"self":[{"href":"https:\/\/highgate.sk\/en\/wp-json\/wp\/v2\/posts\/249178","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/highgate.sk\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/highgate.sk\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/highgate.sk\/en\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/highgate.sk\/en\/wp-json\/wp\/v2\/comments?post=249178"}],"version-history":[{"count":2,"href":"https:\/\/highgate.sk\/en\/wp-json\/wp\/v2\/posts\/249178\/revisions"}],"predecessor-version":[{"id":255933,"href":"https:\/\/highgate.sk\/en\/wp-json\/wp\/v2\/posts\/249178\/revisions\/255933"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/highgate.sk\/en\/wp-json\/wp\/v2\/media\/249125"}],"wp:attachment":[{"href":"https:\/\/highgate.sk\/en\/wp-json\/wp\/v2\/media?parent=249178"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/highgate.sk\/en\/wp-json\/wp\/v2\/categories?post=249178"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/highgate.sk\/en\/wp-json\/wp\/v2\/tags?post=249178"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}