{"id":256641,"date":"2026-09-25T10:54:49","date_gmt":"2026-09-25T08:54:49","guid":{"rendered":"https:\/\/highgate.sk\/peter-varga-in-sme-a-business-account-is-not-a-wallet\/"},"modified":"2026-09-29T09:01:14","modified_gmt":"2026-09-29T07:01:14","slug":"peter-varga-in-sme-a-business-account-is-not-a-wallet","status":"publish","type":"post","link":"https:\/\/highgate.sk\/en\/peter-varga-in-sme-a-business-account-is-not-a-wallet\/","title":{"rendered":"Peter Varga in SME: A business account is not a wallet."},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>Money in a business account is not automatically the company owner\u2019s money. Improperly structured cash disbursements, invoicing one\u2019s own company, or paying for personal expenses can expose a business owner to tax, commercial, and, in extreme cases, criminal risks. <\/strong><\/p>\n\n<p class=\"wp-block-paragraph\">In an article for SME, Peter Varga of Highgate explains why, when it comes to tax optimization, it is not enough to focus solely on immediate savings. It is important to properly separate business and personal assets and to structure individual transactions so that they reflect reality and have a justifiable economic rationale. <\/p>\n\n<p class=\"wp-block-paragraph\">The article also addresses invoicing between a business owner and their own company, the risks of the &#8220;\u0160varc system,&#8221; the use of a company car for personal purposes, and the division of business operations among multiple companies.<\/p>\n\n<p class=\"wp-block-paragraph\"><strong>You can read <a href=\"https:\/\/www.sme.sk\/index\/c\/firemny-ucet-nie-je-penazenka-chyby-mozu-podnikatelov-vyjst-draho\" target=\"_blank\" rel=\"noreferrer noopener\">the full article<\/a> on SME:<\/strong><\/p>\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-fe48e5de wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-text-align-center wp-element-button\" href=\"https:\/\/www.sme.sk\/index\/c\/firemny-ucet-nie-je-penazenka-chyby-mozu-podnikatelov-vyjst-draho\" target=\"_blank\" rel=\"noopener\">Read the article<\/a><\/div>\n<\/div>\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-top is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\">\n<h4 class=\"wp-block-heading\">If you&#8217;re interested in learning more about this topic, <br\/>please don&#8217;t hesitate to contact us:<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li><em><strong><a href=\"mailto:peter.varga@highgate.sk\" target=\"_blank\" rel=\"noreferrer noopener\">Peter Varga<\/a><\/strong>, email: <a href=\"mailto:peter.varga@highgate.sk\">peter.varga@highgate.sk<\/a><\/em><\/li>\n<\/ul>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">For more information on tax and contribution optimization and asset protection, please visit the following sections on our website: <a href=\"https:\/\/highgate.sk\/en\/timeline\/tax-and-levy-optimisation\/\">Tax and Contribution Optimization<\/a>, <a href=\"https:\/\/highgate.sk\/en\/timeline\/protection-of-property-and-business\/\">Asset and Business Protection<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If you&#8217;re interested, you can subscribe <strong>to<\/strong> our <strong>newsletter, which features interesting and practical legal and tax information<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">You can address your specific questions during a consultation with our partner, <strong>Peter Varga<\/strong>, who specializes in financial regulation and tax law. You can schedule a consultation <a href=\"https:\/\/highgate.sk\/en\/produkt\/comprehensive-consultation-with-peter-varga\/\" target=\"_blank\" rel=\"noreferrer noopener\">here<\/a>. <\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<figure class=\"wp-block-image\"><a href=\"https:\/\/highgate.sk\/en\/produkt\/comprehensive-consultation-with-peter-varga\/\" target=\"_blank\" rel=\"noopener\"><img fetchpriority=\"high\" decoding=\"async\" width=\"945\" height=\"532\" src=\"https:\/\/highgate.sk\/wp-content\/uploads\/2026\/08\/image.png\" alt=\"\" class=\"wp-image-255768\" srcset=\"https:\/\/highgate.sk\/wp-content\/uploads\/2026\/08\/image.png 945w, https:\/\/highgate.sk\/wp-content\/uploads\/2026\/08\/image-300x169.png 300w, https:\/\/highgate.sk\/wp-content\/uploads\/2026\/08\/image-768x432.png 768w, https:\/\/highgate.sk\/wp-content\/uploads\/2026\/08\/image-600x338.png 600w\" sizes=\"(max-width: 945px) 100vw, 945px\" \/><\/a><\/figure>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Money in a business account is not automatically the company owner\u2019s money. Improperly structured cash disbursements, invoicing one\u2019s own company, or paying for personal expenses can expose a business owner to tax, commercial, and, in extreme cases, criminal risks. In an article for SME, Peter Varga of Highgate explains why, when it comes to tax [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":256585,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[134],"tags":[210],"class_list":["post-256641","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-interesting-topics","tag-liability-of-officers"],"acf":[],"_links":{"self":[{"href":"https:\/\/highgate.sk\/en\/wp-json\/wp\/v2\/posts\/256641","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/highgate.sk\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/highgate.sk\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/highgate.sk\/en\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/highgate.sk\/en\/wp-json\/wp\/v2\/comments?post=256641"}],"version-history":[{"count":1,"href":"https:\/\/highgate.sk\/en\/wp-json\/wp\/v2\/posts\/256641\/revisions"}],"predecessor-version":[{"id":256642,"href":"https:\/\/highgate.sk\/en\/wp-json\/wp\/v2\/posts\/256641\/revisions\/256642"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/highgate.sk\/en\/wp-json\/wp\/v2\/media\/256585"}],"wp:attachment":[{"href":"https:\/\/highgate.sk\/en\/wp-json\/wp\/v2\/media?parent=256641"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/highgate.sk\/en\/wp-json\/wp\/v2\/categories?post=256641"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/highgate.sk\/en\/wp-json\/wp\/v2\/tags?post=256641"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}