Is it wiser today to own property or to live in rented accommodation and invest the capital elsewhere?
In the 37th episode of Highgate Talks, we dissected this question from the perspective of an investor who has worked his way through a corporate career, built up capital and then sold all of his investment properties.
The guest was Roman Závodský, who today works in the FIRE (Financial Independence, Retire Early) regime and talks openly about it:
- why renting is not considered fully passive income,
- what is the real after-tax yield of an investment apartment in Bratislava,
- which means 25 times the annual expenditure at financial independence,
- why private equity outperforms public markets over the long term,
- and whether it is worth staying “anchored” in Slovakia.
The podcast was hosted by Peter Varga, Partner and CEO of Highgate Group.
If you’re tackling your own investment strategy, diversifying your portfolio, or deciding between owning property and renting, this episode will help you set your own frame of mind.